Financial Wellbeing Benefit
Build Confidence With Your Money
Financial Wellness With Foundation 99
Midland ISD provides Foundation 99 at no cost to all employees. This confidential benefit gives you access to unlimited one-on-one financial coaching, educational tools, courses, and practical resources designed to help you make progress toward your personal financial goals.
$0 Cost
Available to all Midland ISD employees
Unlimited Coaching
Confidential one-on-one financial guidance
Financial Tools
Calculators, budgeting tools, videos, worksheets, and more
Monthly Rewards
Opportunities to earn rewards, including a $1,000 grand prize
A Benefit for Every Employee
Practical help for real financial goals
Foundation 99 is a nonprofit organization focused on expanding access to quality financial guidance. Whether you are creating a budget, paying down debt, improving credit, preparing for retirement, or simply trying to feel more confident about money, support is available.
Unlimited financial coaching
Meet confidentially with an experienced financial coach as often as needed to discuss your goals, concerns, and next steps.
Tools and education
Access calculators, budgeting resources, worksheets, videos, articles, educational courses, and other financial health tools.
Rewards for healthy habits
Build stronger financial habits and participate in available reward opportunities, including a monthly $1,000 grand prize giveaway.
Your financial conversations are confidential.
Foundation 99 provides the coaching and financial tools directly. Personal details discussed with a financial coach are not shared with Midland ISD.
Program Focus
Support for every stage of your financial journey
Budgeting and spending
Create a practical spending plan and understand where your money goes.
Debt management
Develop a realistic strategy for reducing and managing debt.
Emergency savings
Build a financial cushion for unexpected expenses.
Credit improvement
Understand credit reports and take steps to strengthen your score.
Retirement planning
Review long-term goals and learn how current decisions affect retirement.
Student-debt relief
Explore repayment strategies and available student-loan resources.
Security and protection
Learn ways to protect your finances, identity, and personal information.
Smart borrowing
Compare borrowing options and understand the true cost of credit.
Get Started
Activate your account in four easy steps
Use your Midland ISD work email address so Foundation 99 can confirm your eligibility for the no-cost employee benefit.
Visit the sign-up page
Go to foundation99.org/sign-up using a phone, tablet, or computer.
Select Register Now
Choose the registration option located under Financial Health Tools.
Enter your work email
Register using your active Midland ISD email address.
Open the activation email
Check your inbox and junk folder for the unique account activation link.
One-on-One Support
Financial coaching built around your needs
You do not need to have a financial crisis or a large amount of money to use coaching. A coach can help you organize priorities, understand your options, and develop realistic action steps.
A financial coach can help you:
- Create or improve a household budget
- Build a plan for paying down debt
- Prepare for a major purchase or life event
- Understand credit and borrowing options
- Develop savings and retirement goals
- Review student-loan repayment strategies
- Set financial priorities and accountability steps
Foundation 99 Resources
Guides, registration help, and coaching information
Use the resources below to learn more about the program and complete your registration.
Program Guide
Foundation 99 Overview
Review the financial wellness tools, coaching services, educational resources, and available employee benefits.
View program overview EnglishRegistration Instructions
Follow the English instructions to activate your Foundation 99 account using your Midland ISD work email.
View English instructions EspañolInstrucciones de Registro
Consulte las instrucciones en español para activar su cuenta de Foundation 99.
Ver instrucciones EnglishFinancial Coaching Flyer
Learn more about unlimited confidential financial coaching and the types of goals a coach can help address.
View coaching flyer EspañolAsesoría Financiera
Obtenga información en español sobre las sesiones confidenciales de asesoría financiera.
Ver folleto ScheduleLive Coaching and Course Access
Schedule an individual coaching session and review available live financial coaching opportunities.
View coaching options HelpFoundation 99 Support
Get help with account activation, registration, coaching access, or use of the financial wellness tools.
Visit supportQuick Answers
Frequently asked questions
Who may use Foundation 99?
Foundation 99 is available at no cost to all Midland ISD employees.
How much does financial coaching cost?
One-on-one financial coaching is available at no cost and may be used as often as needed.
Are coaching sessions confidential?
Yes. Coaching is provided directly by Foundation 99. Personal details discussed during coaching are not shared with Midland ISD.
Do I need to be in financial difficulty to use coaching?
No. Coaching may be used for everyday planning, budgeting, saving, improving credit, preparing for retirement, or any other financial goal.
Why must I use my Midland ISD email?
Your active Midland ISD email address allows Foundation 99 to verify that you are eligible for the District-sponsored benefit.
What if I do not receive the activation email?
Check your spam or junk folder. If the message is not available, contact Foundation 99 at (888) 599-4245 or visit foundation99.org/support.
What financial topics are included?
Available topics include budgeting, debt, emergency savings, credit, retirement, student debt, financial security, protection, and smart borrowing.
A stronger financial foundation starts with one step.
Activate your free Foundation 99 account, explore the tools, or schedule a confidential coaching session today.