• Hospital Indemnity

    Hospital Indemnity insurance pays a cash benefit if you or an insured dependent (spouse or child) are confined in a hospital for a covered illness or injury. Even with the best primary health insurance plan, out-of-pocket costs from a hospital stay can add up.

    MISD's Group Voluntary Hospital Indemnity Insurance

    This voluntary benefit pays a cash benefit for a hospital stay due to covered illness or injury.

    Coverage can include:
    • First-day hospital stay
    • Additional days in the hospital
    • Days spent in the Intensive Care Unit (ICU)

    You can use your cash payment in any way you choose – to help with medical expenses, or even those additional costs attached to time away from home, like meals, travel and, lodging costs for loved ones.

    Download Hospital Indemnity Plan Summary

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