Hospital Indemnity insurance pays a cash benefit if you or an insured dependent (spouse or child) are confined in a hospital for a covered illness or injury. Even with the best primary health insurance plan, out-of-pocket costs from a hospital stay can add up.
MISD's Group Voluntary Hospital Indemnity Insurance
This voluntary benefit pays a cash benefit for a hospital stay due to covered illness or injury.
Coverage can include:
• First-day hospital stay
• Additional days in the hospital
• Days spent in the Intensive Care Unit (ICU)
You can use your cash payment in any way you choose – to help with medical expenses, or even those additional costs attached to time away from home, like meals, travel and, lodging costs for loved ones.
Download Hospital Indemnity Plan Summary
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